Welcome to Yash Capital
Holistic Financial Planner
Tanuja Sharma, CFP®
Professional Profile
As a CERTIFIED FINANCIAL PLANNER™ professional at Yash Capital, I bring the gold standard of financial planning excellence to discerning clients across Delhi NCR. My CFP® certification—recognized globally as the pinnacle of financial planning credentials—represents rigorous education, examination, experience, and ethical standards that distinguish truly qualified advisors.
With specialized expertise in Investment Planning, Retirement Planning, and Taxation Planning, complemented by my MBA in Finance and institutional experience as a Senior Analyst in Hedge Fund Accounting at Tata Consultancy Services, I deliver comprehensive wealth management that integrates analytical precision with deep understanding of Indian financial landscapes.
Since joining Yash Capital in 2019, I have dedicated myself to transforming complex financial challenges into clear, actionable strategies that honor both your aspirations and the cultural dynamics that shape financial decisions in Indian families.
Professional Credentials & Qualifications
CERTIFIED FINANCIAL PLANNER™ (CFP®) The CFP® certification is awarded by the Financial Planning Standards Board India (FPSB India) to professionals who meet stringent requirements:
Specialized CFP® Certifications:
Academic Foundation:
Professional Experience:
Core Competencies
Investment Strategy & Portfolio Management
I construct investment solutions calibrated to Indian economic cycles, combining fundamental equity analysis with sophisticated mutual fund selection and SIP optimization. My approach extends to alternative investments including REITs, AIFs, and InvITs, ensuring portfolios reflect both growth objectives and risk tolerance within the Indian market context.
Tax Intelligence & Optimization
Comprehensive income tax planning forms the cornerstone of wealth preservation. I specialize in capital gains structuring, strategic deployment of Section 80C-80U provisions, and HUF formation guidance—transforming tax compliance from obligation into opportunity.
Retirement Architecture
I design retirement frameworks that integrate NPS tier optimization, EPF and PPF strategies, and annuity evaluation into cohesive post-retirement income generation systems. Each retirement plan reflects not just financial adequacy, but the lifestyle and dignity you envision for your later years.
Life Milestone Planning
From educational funding for domestic and international institutions to marriage preparation, property acquisition, and lifestyle aspirations, I create milestone-based investment strategies with dedicated capital allocation that grows alongside your family's evolving needs.
Comprehensive Risk Management
Protection planning encompasses term insurance adequacy analysis, multi-layered health insurance design with critical illness coverage, disability income strategies, and professional liability protection—ensuring your wealth-building foundation remains secure.
Advisory Philosophy
As a CFP® professional, I am held to fiduciary standards that require me to act in your best interest at all times. This commitment to putting clients first forms the foundation of every advisory relationship I build.
Every engagement begins with discovery, not prescription. I invest time understanding not merely your financial metrics, but the values, family dynamics, and cultural considerations that inform financial decisions in the Indian context.
My commitment extends beyond transactional advice to building enduring partnerships characterized by transparency, accessibility, and evolution alongside your life journey. Known for dedication and cordial client relationships, I take pride in making elite financial planning both comprehensible and actionable.
The CFP® Advantage
Working with a CERTIFIED FINANCIAL PLANNER™ professional means partnering with an advisor who has demonstrated mastery across all aspects of financial planning—from investment management and tax strategy to retirement planning and estate considerations. My CFP® certification assures you of:
Areas of Specialization
Investment Advisory Services
Tax Optimization Strategies
Retirement Planning
Life Goal Planning
Risk Management Solutions
Let's Begin Your Financial Journey
At Yash Capital, I maintain the highest standards of fiduciary responsibility while delivering the personalized attention your financial future deserves. As your CFP® professional, I welcome the opportunity to demonstrate how sophisticated financial planning can secure your most meaningful life goals.
Contact for Consultation Tanuja Sharma, CFP® Yash Capital | Delhi NCR
